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ACCI Conference 2019

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9:00am EDT

Pre-Conference: FLEC/JCA Research Symposium F. Scott Fitzgerald E

2:00pm EDT

Board Meeting Louisa May Alcott Boardroom

8:00am EDT

Board Meeting Louisa May Alcott Boardroom

9:00am EDT

Registration Registration Booth

11:30am EDT

Pre-Conference: Enhancing Discoverability of Your Articles, Wiley Ernest Hemingway Salon 3

1:00pm EDT

1st Timers' Welcome & Orientation F. Scott Fitzgerald B

1:45pm EDT

General Session 1: Colston Warne Lecture, FRS 1 60-second Previews, FINRA UGSPC, Awards, NEFE F. Scott Fitzgerald C FRS 1 Poster Previews during General Session F. Scott Fitzgerald C

3:30pm EDT

Symposium A: Insights from a Systematic Review of the Retirement Planning Recommendations Ernest Hemingway Salon 1Elizabeth Kiss Symposium B: Family Matters: Or Does It? Examining Economic Outcomes for Single- and Married-Person Households Using Consumer Expenditure Surveys Data Ernest Hemingway Salon 2Geoffrey Paulin Symposium C: Financial Capability in America - Perspectives from Three Researchers Ernest Hemingway Salon 3Gary Mottola

5:15pm EDT

A1a Can Financial Advice Serve as a Substitute for Financial Literacy in Equity Investing? Ernest Hemingway Salon 1Weipeng Wu A1b Consumer Perceptions of Financial Occupational Titles and Implications for Advisory Title Regulation Ernest Hemingway Salon 1Derek Tharp A1c Heterogeneity of Consumer Optimism and Portfolio Allocation Ernest Hemingway Salon 1Kyoung Tae Kim A2a Food Insufficiency and Subjective Wellbeing among Older Adults: Does SNAP Moderate? Ernest Hemingway Salon 2Suzannah Ingram A3a ACA Premium Subsidies and Housing Expenditures among Renters Ernest Hemingway Salon 3Guangyi Wang A3b Health Shocks and Mortgage Debt Payoff: An Approach of Survival Analysis Ernest Hemingway Salon 3Qun Zhang A3c House Prices and Retirement Saving Behavior Ernest Hemingway Salon 3Patryk Babiarz

6:45pm EDT

Welcome Reception Hemingway Prefunction

6:30am EDT

Registration Registration Booth

7:00am EDT

Featured Research Session Poster Set Up #101-114 Prefunction A, C, D JCA Editorial Review Board Breakfast F. Scott Fitzgerald B

8:00am EDT

Breakfast Prefunction A, C, D 100 Featured Research Session 1 Prefunction A, C, D 101 The Influence of Social Information on Produce Selection: A Grocery Store Field Experiment Prefunction A, C, DIreland Stone-Smith 102 An Empirical Analysis of Informal Human Capital Investments in Adolescence as a Predictor of Life Outcomes Prefunction A, C, DRichard Stebbins 103 Associations in Utilization of Digital Banking Technologies and Household Financial Goal-Setting & Management Prefunction A, C, DKristin Dwan 104 Citizen Involvement in Federal Energy Regulatory Commission Proceedings Prefunction A, C, DIrene Leech 105 Edible Insects? An Oxymoron or a New Consumer Trend: A Longitudinal Consumer Study of the Acceptability of Insects as Food Prefunction A, C, DHolly Hunts 106 Estate Planning Preparedness Among Older Adults: A Closer Look at Will and Trust Adoptions Prefunction A, C, DGuopeng Cheng 107 Household Stock Holding Behaviors After the Great Recession Prefunction A, C, DZhujun Cheng 110 Practices of U.S. Adults who Use Payday Loans & Check-Cashing Services Prefunction A, C, DMeimeizi Zhu 111 Agent Specialization and Real Estate Farming Prefunction A, C, DSeongsu David Kim 112 An Evolutionary Difference Research of the Relationship Between Income Structure and Consumption Structure - Based on AIDS Extension Model Prefunction A, C, DHuifang Zhang 113 UGSPC: Financial Knowledge, Financial Advise and Financial Well-being of Millennials Prefunction A, C, DTara Henderson • Haley Kozon 114 UGSPC: Health Insurance Marketplace Taxonomy and Its Influence on Consumer Perceptions of Plan Suitability Prefunction A, C, DChristopher Hickey

9:00am EDT

General Session 2: Esther Peterson Policy Forum Lecture, FRS 2 60-second previews, JCA, CFPB, Awards F. Scott Fitzgerald C FRS 2 Poster Previews during General Session Prefunction A, C, D

10:30am EDT

Beverage Break Prefunction A, C, D

10:45am EDT

B1a Family Economic Pressure and Confidence in Financial Capability Ernest Hemingway Salon 1Isha Chawla B1b Financial Capability and Emergency Saving among Millennials Ernest Hemingway Salon 1Yoon Lee B1c Financial Capability: Testing a Developmental Cascade Model during the College to Career Transition Ernest Hemingway Salon 1Joyce Serido B2a Community Capital and Small Firm Success after a Natural Disaster Ernest Hemingway Salon 2George Haynes B2b Home Ownership, Age and the Community Ernest Hemingway Salon 2Steven Bauer B2c Real Estate and Stock Investors’ Characteristics Ernest Hemingway Salon 2Chen Xu B3a Development of a Value Co‐Creation Wellness Model: The Role of Physicians and Digital Information Seeking on Health Behaviors and Health Outcomes Ernest Hemingway Salon 3Andrew J. Dahl

12:15pm EDT

Featured Research Session Poster Removal #101-114 Prefunction A, C, D Lunch on your own TBA Special Student Luncheon F. Scott Fitzgerald C

1:00pm EDT

Featured Research Session Poster Set Up #201-214 Prefunction A, C, D

2:00pm EDT

C1a American Millennials' Emergency Savings Ernest Hemingway Salon 1Xihao Huang C1b Long-term Impacts of Online Tax-time Savings Interventions: Effects among Persistently Poor and Resource Constrained Households Ernest Hemingway Salon 1Mathieu Despard C1c The Impact of Individual Differences on Saving Behavior Among Low-Income Individuals Ernest Hemingway Salon 1Xianhua Zai C2a Alternatives to Alternative Financial Services: a Case Study of “Community-Based Loan Programs” Ernest Hemingway Salon 2Jessica M. Parks C2b Financial Exploitation of Older Adults in the United States Ernest Hemingway Salon 2Gaurav Sinha C2c The Influence of Financial Well-Being on Pawn Shop Use Ernest Hemingway Salon 2Gianni Nicolini C3a Financial Health: The Absence of Debt, or Something More? Ernest Hemingway Salon 3Jessie Rudi C3b Integrating Negative Social Cues in Tobacco Packaging: A Novel Approach to Discouraging Smokers Ernest Hemingway Salon 3Jennifer Jeffrey C3c Longitudinal Effects of Economic Pressures on Depression in Unmarried African American Caregivers Ernest Hemingway Salon 3Jesse Jurgenson

3:45pm EDT

D1a Designing Effective Financial Tips to Guide Debt Repayment: Experimental Evidence from Tax Refund Recipients Ernest Hemingway Salon 1Olga Kondratjeva D1b Finding Relief from Debt: A Long-term Comparison of Canadian Debt Relief Options Ernest Hemingway Salon 1Jodi Letkiewicz D2a Assessing Involvement of Mobile Banking Users in Positive Financial Management Behaviors Ernest Hemingway Salon 2Kyoung Tae Kim D2b How Do Refund Savings Affect Household Participation in the Gig Economy? Evidence from Low- and Moderate-Income Households Ernest Hemingway Salon 2Sam Bufe D2c Relating Unbanked Prepaid Debit Card Use and Opening a Bank Account Ernest Hemingway Salon 2Sophia Anong D3a An Examination of Young Adults’ Subjective Well-Being: The Effects of Personality, Financial Ability, and Financial Independence Ernest Hemingway Salon 3Lu Fan D3b Exploring the Relationships Between Impatience, Savings Automation, and Financial Welfare Ernest Hemingway Salon 3Alycia Chin D3c When Two Become One: The Impact of Your Spousal Partner’s Impulsivity on Your Financial Well-Being Ernest Hemingway Salon 3Pan-Ju Chen

5:15pm EDT

200 Featured Research Session 2: Conversation & Libation Prefunction A, C, D 201 A Systematic Literature Review of the Effects of Adverse Childhood Experiences on Adult Economic Well-Being Prefunction A, C, DMartie Gillen 202 Are Employees More Satisfied with Defined Contribution Plans Prefunction A, C, DMichael P. Ryan 203 Association Among Financial Risk Tolerance and Personality Traits of Pre-Retiree Baby Boomers Prefunction A, C, DZheying (Anthea) Yao 204 Debt Holding and Burden by Family Structure Prefunction A, C, DJing Jian Xiao 205 Differences in the Financial Security of LGB and Non-LGB Households Prefunction A, C, DAngela Fontes 206 Financial Exclusion in OECD Countries: A Scoping Review Prefunction A, C, DJulie Birkenmaier 207 Housing Value for Retirement: Whom Does It Fail and Why? Prefunction A, C, DAman Sunder 208 Pet Expenditures: An Unexplored Research Topic Prefunction A, C, DBrenda J Cude 209 The Impact of Government Aid to Families with Dependent Children on Poverty Rates in the European Union Prefunction A, C, DPatryk Babiarz 210 The Relationship Between Physical Health and Saving and Investing Behaviors: An Empirical Analysis Prefunction A, C, DAxton Betz-Hamilton 211 Effect of Military Service on Gen X Retirement Income Expectations Prefunction A, C, DDalisha Herring, PhD, CFP 212 Financial Knowledge and Risky Borrowing Behavior of Iranian Investors: Does Personality Matter? Prefunction A, C, DSwarn Chatterjee 213 The effect of consumer trust on green rice consumption in China: An application of the Decomposed Theory of Planned Behavior Prefunction A, C, DMartie Gillen 214 The Relationship between U.S. Households' Eating Behavior and Proportion of Health Expenditures over Other Expenditures Prefunction A, C, DSwarn Chatterjee

6:45pm EDT

Featured Research Session Poster Removal #201-214 Prefunction A, C, D

7:00am EDT

Continental Breakfast Prefunction A, C, D Registration Registration Booth

8:00am EDT

E1a An Alternative Approach to Examine Financial Knowledge Overconfidence and Financial Behaviors among Millennials Ernest Hemingway Salon 1Namhoon Kim E1b Financial Education and Confidence in Financial Knowledge Ernest Hemingway Salon 1Nilton Porto E1c Propensity to plan, Financial Knowledge and Credit Card Management Behaviors of Millennials Ernest Hemingway Salon 1Sunwoo Tessa Lee E1d Wealth Building among Young Adults with Student Load Debt: What Factors Make a Difference? Ernest Hemingway Salon 1Gaurav Sinha E2a Gender Differences in Contribution to Domestic work Associated with Outsourcing in Korea Ernest Hemingway Salon 2Jinhee Kim E2b Internet Usage and Urban-Rural Consumption Inequality in China Ernest Hemingway Salon 2Shu Zhang E3a Diversity in Financial Planning: Digging Deeper for Rationality Ernest Hemingway Salon 3Jim Pasztor E3b The Impact of Gender and Advice on Financial Decision-Making Ernest Hemingway Salon 3Dominik Piehlmaier E3c Time Will Tell: Determinants and Significance of Financial Planning Horizon Changes Ernest Hemingway Salon 3Zhikun Liu

9:30am EDT

Beverage Break Prefunction A, C, D

9:45am EDT

F1a Is Phased Retirement Beneficial for Older American Households Psychologically and Financially? Ernest Hemingway Salon 1Genevieve Smith F1b Millennials’ Retirement Account Asset Allocation Ernest Hemingway Salon 1Rui Yao F1c Never Retire and Depressive Symptoms: The Moderating Role of Full-Time Aging Working Ernest Hemingway Salon 1Shinae Choi F2a Monthly Consumers’ Complaints Reported to Consumer Financial Protection Bureau: Utilization of Automatic Keywords Extraction Techniques Ernest Hemingway Salon 2Narang Park F2b Reforming Australia's Twin Peaks to Better Protect Consumers and Deter Market Misconduct Ernest Hemingway Salon 2Dr Andy Schmulow F2c Trade Policy Uncertainty, Employment Type, and Consumption: Evidence from China’s WTO Accession Ernest Hemingway Salon 2Feng Li F3a Food Insecurity and Nutritional Quality of Foods Acquired for At-Home Consumption by SNAP-Eligible Households Ernest Hemingway Salon 3Yunhee Chang F3b Healthy Recipe Cards as part of a Food Pre-Ordering Program in Food Insecure Neighborhoods: A Field Experiment Ernest Hemingway Salon 3Kathryn Carroll F3c The Impact of In-kind Food Benefit Increase on Consumption Ernest Hemingway Salon 3Yiting Lan

11:15am EDT

General Session 3: Luncheon, Awards, JCA Jr. Editorial Board, Business Meeting F. Scott Fitzgerald C

1:00pm EDT

G1a Does Family Support Network Influence the Perceived Need for Emergency Savings? Ernest Hemingway Salon 1Malika Dhakhwa G1b Intrahousehold Financial Inclusion: Implications for Financial Well-Being of Spouses Ernest Hemingway Salon 1EJ Kwak G1c Unsecured Debt and Financial Well-being for Older Adults: Role of General Self-efficacy as a Moderator Ernest Hemingway Salon 1JeongHee Yeo G2a Anchoring Effects on Student Loan Decisions: Evidence from an Experimental Design Ernest Hemingway Salon 2Nilton Porto G2b Are College Tuition Increases Linked to Student Financial Stress? Ernest Hemingway Salon 2Sara K. Ray G2c Debt and Graduate Students Ernest Hemingway Salon 2Jacinthe Cloutier G2d Student Loan, Financial Literacy, and Homeownership among Millennials in the United States Ernest Hemingway Salon 2Travis Mountain G3a Expectations of Old Age Pension Support and Consumption Behaviors: Evidence from Korea Ernest Hemingway Salon 3Young Joo Choung G3b The Health Effects of Non-Contributory Pension: Korean Evidence Ernest Hemingway Salon 3Tae-Young Pak G3c Racial and Ethnic Differences in Holding a Retirement Saving Motive: A Decomposition Analysis Ernest Hemingway Salon 3Soo Hyun Cho

2:40pm EDT

Closing General Session: Meet with Journal Editors Panel F. Scott Fitzgerald C

4:00pm EDT

Board & Conference Committee Louisa May Alcott Boardroom

8:00am EDT

Board Meeting Louisa May Alcott Boardroom